Travel Ajo by Diamonds and Pearls Travels
Pay in bits for your trip · since 2016

Pay in bits for your dream trip.

Pay towards any trip, wherever you want to go, in instalments: any amount, whenever you like. Register in about two minutes with your email and phone number (no BVN), get your own Wema Bank payment number, and finish paying 2 weeks before you travel. No interest and no finance charges.

Already registered? Sign in to see your payment number, what you’ve paid and what’s left.

1,200+members travelled
₦0interest paid
10 yrsof running this

Travel Ajo calculator

Tell us roughly what your trip will cost and when you want to go, and see what to pay each month or week. Travel Ajo works for any trip, anywhere.

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Register for Travel Ajo

A guide only: pay any amount, any time, with no minimum. Each trip must be fully paid 2 weeks before departure.

HOW IT WORKS

Three steps, zero stress

1

Choose any trip

Anywhere you want to go: tell us roughly what it will cost and when you want to travel. Prefer a ready-made trip? Choose one of our packages instead.

2

Register in two minutes

Register with your email and phone number and confirm the code we email you. You get your own Wema Bank payment number, a payment reference and an online dashboard.

3

Pay in bits, then travel

Transfer any amount from any Nigerian bank app. We send reminders showing what’s left. Once your trip is fully paid, 2 weeks before departure, we book everything.

WHY IT WORKS

Built for how Nigerians budget

Travel Ajo is a pay-in-bits plan for any trip, with no finance charges: the same spirit as a family ajo, but every naira goes toward travelling with us.
  • Your own payment numberA Wema Bank number just for you. Your bank app shows the name DIAMONDS AND PEARLS TRAVELS LIMITED. Every transfer is matched to you and shows in your dashboard.
  • Family can pay tooA spouse, parent or employer can pay into your number. Add them in your dashboard so their transfers go straight through.
  • Refunds if plans changeRequest a refund from your dashboard before your trip is booked (₦10,000 administrative fee). For your safety, we only pay refunds to you or back to the person who paid.
  • Group ratesMembers may get access to group rates on selected trips.

Common questions

What is Travel Ajo?

A pay-in-bits plan for any trip you want to take. You get your own Wema Bank payment number and an online dashboard, and you pay any amount, whenever you like. When your trip is fully paid, at least 2 weeks before departure, we book it for you.

Is my money safe?

Your payments go into your own Wema Bank payment number through Wema’s ALATPay service. Your bank app shows the account name DIAMONDS AND PEARLS TRAVELS LIMITED. Every transfer is recorded to your trip, with the sender’s name, in your dashboard. Only ever pay into the number shown in your dashboard: we will never ask you to pay anywhere else, by phone, WhatsApp or email.

Can someone else pay for me?

Yes. Anyone can transfer into your payment number, and every transfer shows us the name on the sender’s bank account. Add a spouse, parent or employer under Account → People who pay for you, and their transfers go straight through. Transfers from anyone else are still added to your trip, but our team checks them. Refunds are paid only to you or back to the person who paid.

What should I write in the transfer description?

Your payment reference, shown in your dashboard and welcome email (it looks like TA-7K3QP). For example: “TA-7K3QP Dubai trip”. Your money arrives either way, but the reference helps us trace every payment to you.

Do I earn interest?

No. Travel Ajo is a way to pay for travel, not a savings or investment product, so no interest is paid. Members may get access to group rates, deal pricing and upgrades on selected trips.

What if my plans change?

From your dashboard you can ask to change your trip, dates, travellers or planned amount, and move payments between your trips. Changes before your trip is booked are free. If you’d rather not travel, request a refund before booking; a ₦10,000 administrative fee applies.

Is there a minimum or maximum?

No. Pay any amount you like, as often as you like. The only rule is that your trip must be fully paid at least 2 weeks before departure, and we'll email you reminders showing how much is left and how many days remain.

Who can register?

Anyone aged 18 or over. You only need an email address and a phone number: we never ask for your BVN. Individuals, couples, families and small employer groups all use Travel Ajo. Register here.

I’ve already registered. How do I sign in?

Go to Travel Ajo sign in, or tap the person icon at the top of any page, and use the email address and password you chose when you registered. Forgot your password? Use “Forgot password?” on the sign-in page.

How do I contact the Travel Ajo team?

Members can use “Send us a message” in their dashboard; we reply within 2 working days, by email and in the dashboard. Not registered yet? Use our contact form.

Ready to start paying in bits?

Registration takes about two minutes and gives you your own payment number and dashboard. Already registered? Sign in.